A privacy-first expense tracker and finance tracker with automated expense tracking and budgeting — income, bills, cards and cash flow in one ledger, with AI showing you where you stand.
Get it onGoogle PlayFree to start · no signup required
Get the Android app for ✦SMS Import✦ and a faster, smoother, more private way to track every rupee →Illustrative examples · informational only, not financial advice.
Neither should be the price of knowing where your money went this month. TrakFi is a privacy-first expense tracker built for automated expense tracking and budgeting — without linking your bank.
Every plan keeps your data on your device and exportable. Paid plans unlock more of the ledger.
Compare what’s included ↓Sign in with Google, then pay securely via Razorpay. Every install starts on Free.
*Lifetime's AI limits are lower than Elite's and may change over time.
Everything a finance tracker and budgeting app should have — open a group to see what's inside. Tags show which plan a feature starts on.
Type or speak a plain-English note; AI sorts it for you to review before anything is saved. Free 3/mo, Gold 30, Elite 50 with voice.
Up to 5 ranked next steps with priority and confidence. Never invents figures or picks stocks.
On the Android app, bank and card alerts are parsed on-device into a review queue — sender-filtered, no network call, one tap to Add or Ignore. Free on every plan.
This month's Closing Balance becomes next month's Opening Balance.
Each category shows spend against budget — 🟢 under, ⚠️ near limit (90%+), 🔴 over.
See where the month's money went — paid bills, cash spending and the rest.
Card spend minus cashback credited to that card — the number that will actually hit your statement.
Logged against the card or account they landed on, so they net correctly. Free on every plan.
Balances per bank, a running total per card — rename, add or retire cards any time.
Loans, insurance, cards and housing sit apart from daily spending, so a heavy EMI month never looks like a heavy spending month.
Set a due date and get nudged at 9 AM and 9 PM from the day before, daily until it's paid. On-device. Free.
Built around how Indian households spend, not a generic template. 7 of 10 are free.
A passcode, with optional fingerprint or face unlock, before TrakFi opens. On-device, free on every plan.
Gold backs up automatically at 12 AM, 9 AM & 5 PM IST (while the app is open); Elite/Lifetime sync in real time across devices. Never required to use the app.
On-device restore points on every plan, plus your latest or previous cloud copy whenever you're signed in. Undo a month reset too.
☰ menu → Delete Account removes your cloud backup and sign-in in one step — no email to support. Reset and Clear are separate, on-device options.
Invite up to 4 members and choose which categories to share; everything else stays private.
Upload Excel, CSV or PDF; TrakFi sorts transactions for your review — processed in your browser, never uploaded.
Add one-off or recurring items and build your own charts.
Optional labels — Friends, Fuel, Street Food and more — on any expense, income or cashback entry, filterable alongside date and category.
Coming soon: attach a photo or PDF to any entry and export the whole month as a ZIP with every attached file included.
Clear placeholders on every field; custom categories can use your own icon.
Every number is one you typed in or auto-imported — here's exactly what does and doesn't leave your device. It's what makes TrakFi a genuinely privacy-first expense tracker.
Only two AI features send data: your Quick Add note and an aggregated snapshot. We never sell your data.
The questions people actually ask before trusting an app with their money.
Free to start, no bank account required, no signup to try it. Type or speak your first entry and see it land in the right place.
Start with TrakFi — Free