TrakFi

Track. Save. Grow
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📊
DashboardThis month at a glance
🟢 Income
🪙 Salary
₹0
💰 Monthly Inflows
₹0
Income₹0
🔴 Spends
🍔 Expenses (Cash/UPI)
₹0
Spends₹0
🏦 Opening Balance
🪙 Day 1 bank balance
₹0
Money you had before this month
⏳ Commitments
♻️ Recurring Bills Pending
₹0
Bills you still need to pay
🟠 Liability
💳 Credit Card Due Next Month
₹0
This month's card spend, billed next month
🏁 Closing Balance
⚖️ Left after spending
₹0
= Total Income + Opening Balance − Total Spends
ⓘ Liability & Commitments not included
💵 Cash Left
₹0
💸 Cashback & Refunds
₹0
🏧 Cash/UPI (→ Cash Left)₹0
💳 Credit Card (→ next bill)₹0
🧠✨ This month, in numbers 💡Insights to a better tomorrow
🏦
Bank & Cash FlowBalances, inflows & where your money moves

💼 Opening Balance (Day 1 bank balance)

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Auto-filled from last month's Closing Balance — Editable.
Total Opening Balance₹0

💰 Monthly Inflows

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Income includes Dividends + Bonuses (+Salary)
Cashback/refund ≠ Income → Nets off Spends/CC bill
💰 Combined Earnings (Dividend + Bonus)
₹0
💰 Dividends
₹0
🎁 Bonus
₹0
💸 Cashback
₹0
Cashback isn't included above — adjusted separately.
💰Dividend Income
Total Dividend Income₹0
🎁Bonus, Gifts & Other Income
Total Bonus Received₹0
💸Cashback & Refunds
🏧Cash/UPI
+₹0
💳Credit Card
+₹0
Total Cashback/Refunds · this month+₹0
🛒
Daily ExpensesCash/UPI & Credit Card, by category

🍔 Expenses

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🍔 Categories - Budget & Distribution

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♻️
Recurring BillsRent, EMI, insurance, subscriptions & utilities
📑
ReportsCash flow, burn rate, bills & savings rate

Overview🌊 Cash Flow Breakdown

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Spends🍩 Expenses Category Split

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Income📈 Income vs Spends

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🟢 Income 🟠 Spends
Tap a month for Income, Spends & Net together
Spends = bills + Cash/UPI spend (CC spend not included)
📋 View month-by-month table
📐 Avg Net Saved/Month₹0

Spends Cash/UPI & Credit Card 💳

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💳 This month's spend, by card
📋 View month-by-month table
📐 Avg Monthly Spends₹0

Liability💳 Credit Card Bills

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📋 View month-by-month table
📐 Avg Credit Card Expense₹0

Income🎯 Savings Rate

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Savings Rate = (Savings + Investments) ÷ Income
📋 View month-by-month table
📐 Average Savings Rate0%

📈 Customized Charts

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Charts you build in Customization show up here.
🔮
InsightsNet worth, wealth snapshot & AI suggestions

💹 Savings & Investment Progress

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Target = 50% of Salary (Edit in Wealth Snapshot)
0%
Total saved & invested to date
⚙️ Adjust Starting Savings not counted in Bills

🧭 Wealth Snap & Advisor Notes

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⚙️ edit benchmarks
On track Watch Needs attention│ You

✨ AI Finance Suggestions

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Areas most worth reviewing — generated from your own TrakFi data, Refresh it wisely.
⬆️Import