Everything starts at zero — add your salary, banks and spends whenever you're ready, right from the dashboard.
🎯
Set budget
Monthly budget — leave blank for none. Numbers only.
📥
Earlier entries found
📥
Sync earlier entries?
🔒
Choose your plan
Here's how the plans compare:
🔑
Sign In
Not required to use the app locally — this enables cloud backup on Gold and above, real-time cloud sync across devices on Elite/Lifetime.
or
👤
Account
Signed in
Checking sync status…
Checking your plan…
🔐
App Lock
A passcode (plus optional fingerprint/face unlock) before TrakFi opens or resumes.
Free on every plan
ℹ️ More about App Lock▸
A local, on-device passcode for everyday privacy — quick to set up, and enough to keep casual glances off your numbers.
🗄️
Restore a Backup
On-device snapshots taken automatically as you use TrakFi — separate from cloud backup, and available on every plan. Restoring replaces everything currently on this device.
Cloud copies
Your synced backup, plus the copy kept from just before it was last replaced. Available to any signed-in account.
👨👩👧
Household
✉️
Contact TrakFi
For questions about your account, data, or anything that isn't working the way it should, our support team is here to help.
Love using TrakFi? Share it with friends and family so they can track, save and grow too.
🔔
Bill Reminders
A daily on-device nudge about this month's bills — nothing leaves your phone.
Free on every plan
🗑️
Delete Account
You're not signed in, so there's no cloud account to delete. If you just want to clear the data on this device, use Reset or Clear from the toolbar instead — or see trakfi.in/reset-clear for what each one does.
This permanently deletes your TrakFi account, your sign-in link, and your synced cloud data (backup snapshot and household membership). This device's locally-stored entries are cleared too. Payment/subscription records are kept for accounting purposes. This can't be undone. Full details: trakfi.in/delete-account
Not sure? Reset and Clear (in the toolbar) wipe a single month's numbers and keep your account and every other month — most people looking for a "fresh start" want one of those instead. See trakfi.in/reset-clear.
⚠️ You own a shared household. Disband it (or it'll be left ownerless) from the Household menu before deleting your account.
✅
Set Payment Reminder
Pick the date this bill is due each month — we'll take care of reminding you until it's paid.
🧾
Review Transactions
Date
Description
Amount
Category
TrakFi
Track. Save. Grow
✨
🔕
⋮
——
ADD
🧾
Add Expense
Pick a category, fill it in, done.
💰
Add Dividend
💸
Add Cashback / Refund
Money that came back to you.
✨ Quick Add
📊
DashboardThis month at a glance
🟢 Income
🪙 Salary
₹0
💰 Monthly Inflows
₹0
Income₹0
🔴 Spends
🍔 Expenses (Cash/UPI)
₹0
♻️ Recurring Paid
₹0
Spends₹0
🏦 Opening Balance
🪙 Day 1 bank balance
₹0
Money you had before this month
⏳ Commitments
♻️ Recurring Bills Pending
₹0
Bills you still need to pay
🟠 Liability
💳 Credit Card Due Next Month
₹0
This month's card spend, billed next month
🏁 Closing Balance
⚖️ Left after spending
₹0
= Total Income + Opening Balance − Total Spends
ⓘ Liability & Commitments not included
💵 Cash Left
₹0
💸 Cashback & Refunds
₹0
🏧 Cash/UPI (→ Cash Left)₹0
💳 Credit Card (→ next bill)₹0
🧠✨This month, in numbers💡Insights to a better tomorrow
🏦
Bank & Cash FlowBalances, inflows & where your money moves
💼 Opening Balance (Day 1 bank balance)
▸
Auto-filled from last month's Closing Balance — Editable.
Total Opening Balance₹0
💰 Monthly Inflows
▸
Income includes Dividends + Bonuses (+Salary)
Cashback/refund ≠ Income → Nets off Spends/CC bill
💰 Combined Earnings (Dividend + Bonus)
₹0
💰 Dividends
₹0
🎁 Bonus
₹0
💸 Cashback
₹0
Cashback isn't included above — adjusted separately.
Dev tier switch — auto-hidden unless signed in as superuser
Admin emails get permanent, unlimited Elite access — no purchase, no monthly AI caps.
Fires the actual notification card right now, using today's real numbers — no need to wait for its scheduled time.
Asks Play to show the real review card right now — bypasses the 7-day wait, but Play still decides whether it actually appears (quota-limited on their end, not ours).
💳
Manage Credit Cards
Credit cards only — debit spends go under UPI/Bank.
Add, rename, or remove anytime — past entries stay untouched. Free: up to 4 cards · Gold and above: unlimited.
➕
Add an Item
A one-off or recurring item, filed under any bucket and category.
📊
Create a Chart
Pick what to track, view type, and this-month or whole-year scope.