TrakFi is a monthly ledger for salary, bills, expenses and cashback that does the arithmetic no spreadsheet ever quite finishes. Nothing links to your bank. Nothing leaves your phone.
Neither should be the price of knowing where your money went this month.
Not a budgeting philosophy — a working record of salary, bills, expenses, cards and savings that reconciles itself.
Salary in, bills and expenses out, cashback back — TrakFi carries the math forward so this month's Closing Balance becomes next month's Opening Balance on its own.
Loans, insurance, credit cards and housing live in their own section from everyday spending — so a big EMI month never gets mistaken for a big spending month.
This month's card spend, minus any cashback already credited to that card — the number TrakFi shows you is the number that'll actually hit your statement.
A single glance at where this month's money actually went — paid bills, cash spending, and everything in between, visualized without a spreadsheet in sight.
From groceries to fuel to street food — everyday spending sorted into categories that match how Indian households actually spend, not a generic template.
Track balances across every bank account and manage each credit card's own running total — rename, add, or retire cards any time you switch banks.
Log every cashback and refund as it lands, tagged to the card or account it hit — so it nets correctly into what you actually owe.Gold
Upload an Excel or CSV statement and let TrakFi sort transactions into categories for you to review — processed entirely in your browser, never uploaded anywhere.Elite
Add one-off or recurring items outside the defaults, and build your own charts from any combination of buckets and categories.Elite
Every tier keeps your data local and exportable. Higher tiers just unlock more of the ledger.
Every install starts on Free. Upgrade to Gold, Elite or Lifetime any time from inside the app — no separate signup here.
The questions people actually ask before trusting an app with their money.
Free to start, no bank account required, no signup to try it. Add this month's numbers and see your Closing Balance in under a minute.
Start with TrakFi — Free